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nidhi company in India

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We provide complete assistance for Nidhi Company Registration including documentation, incorporation, and post-registration compliance to help you start your financial business smoothly and legally.

What’s Included?

  • Complete Nidhi Company Incorporation Support

  • Name Approval & MCA Registration

  • DIN & DSC Assistance for Directors

  • Drafting of MOA, AOA & Nidhi Policies

  • PAN, TAN & Certificate of Incorporation

  • Guidance on Net Owned Fund Requirements

  • Post-Incorporation Compliance Support

  • Dedicated Expert Assistance from Start to Finish

Register 1000+ Companies Every Month + Save 18% with GST Registration

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Original Price: ₹29,999

₹24,999 + GST And Govt. Fee

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Basic Nidhi Company Registration
  • Name Approval (RUN Service)
  • Company Incorporation (SPICe+ Filing)
  • DIN for up to 3 Directors
  • Drafting of MOA & AOA
  • PAN & TAN Application
  • Certificate of Incorporation
  • Basic Compliance Guidance
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Standard Nidhi Company Setup
  • Everything in Basic Plan
  • DIN & DSC for up to 5 Directors
  • Nidhi Company Rule Compliance Consultation
  • Preparation of Incorporation Documents
  • Assistance in Opening Bank Account
  • Post-Incorporation Compliance Guidance
  • Member Register Format & Basic Documentation
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Premium Nidhi Company Complete Package
  • Everything in Standard Plan
  • Drafting of Nidhi Policies & By-Laws
  • Net Owned Fund Compliance Guidance
  • NDH-1 & NDH-3 Filing Support (Initial Guidance)
  • Share Certificate Format
  • Member Agreement Format
  • Dedicated Compliance Manager
  • Priority Support & End-to-End Assistance
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Default Plan
Overview Advantages Eligibility Criteria Documents Required Process Features Types FAQs

nidhi company - An Overview

A Nidhi Company is a type of Non-Banking Financial Company (NBFC) incorporated under the Companies Act, 2013, primarily formed to cultivate the habit of savings and thrift among its members. It is mainly engaged in accepting deposits from and lending to its members for their mutual benefit.

Nidhi Companies operate within a defined regulatory framework and must comply with Ministry of Corporate Affairs (MCA) rules. Our expert team provides end-to-end support including name approval, documentation, company incorporation, DIN & DSC assistance, MOA & AOA drafting, and post-incorporation compliance guidance.

We ensure a smooth registration process with complete legal compliance so you can focus on building your member-based financial institution confidently.

We provide complete assistance for Nidhi Company Registration including documentation, incorporation, and post-registration compliance to help you start your financial business smoothly and legally.

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Why is nidhi company Registration Required?

A Nidhi Company is a type of Non-Banking Financial Company (NBFC) incorporated under the Companies Act, 2013, primarily formed to cultivate the habit of savings and thrift among its members. It is mainly engaged in accepting deposits from and lending to its members for their mutual benefit.

Nidhi Companies operate within a defined regulatory framework and must comply with Ministry of Corporate Affairs (MCA) rules. Our expert team provides end-to-end support including name approval, documentation, company incorporation, DIN & DSC assistance, MOA & AOA drafting, and post-incorporation compliance guidance.

We ensure a smooth registration process with complete legal compliance so you can focus on building your member-based financial institution confidently.

Member-Based Financial Model

A Nidhi Company operates exclusively among its members, creating a secure and trusted financial environment focused on mutual benefit and savings promotion.

Advantages of nidhi company
Encourages Savings Culture

It promotes the habit of saving and responsible borrowing among members, helping communities grow financially in a structured and disciplined manner.

Easy Registration Process

The incorporation process is straightforward under the Companies Act, making it easier for entrepreneurs to establish a member-based financial institution.

Secure & Regulated Operations

Nidhi Companies operate under MCA regulations, ensuring transparency, accountability, and legal protection for both directors and members.

Scalable Financial Model

The structured regulatory framework allows gradual expansion while maintaining compliance, making it a sustainable long-term financial business model.

Eligibility Criteria for Nidhi Company Registration

To register a Nidhi Company under the Companies Act, 2013, certain eligibility conditions must be fulfilled as per MCA regulations. These requirements ensure that the company operates as a member-based financial institution focused on promoting savings and mutual benefit among its members.

Minimum Directors Required

Documents Required for Nidhi Company Registration

    • Self-attested PAN Card of all Directors & Shareholders
    • Aadhaar Card / Voter ID / Passport (Address Proof)
    • Passport-size Photographs of Directors
    • Mobile Number & Email ID of Directors
    • Digital Signature Certificate (DSC)
    • Director Identification Number (DIN) (if already available)
    • Proof of Registered Office Address (Electricity Bill / Water Bill / Property Tax Receipt)
    • Rent Agreement (if office is rented)
    • No Objection Certificate (NOC) from Property Owner
    • Proposed Company Name Options
Required Documents - nidhi company

Nidhi Company Registration Process

The registration process of a Nidhi Company involves structured legal steps under the Companies Act, 2013. From obtaining director credentials to company incorporation and post-registration compliance, each stage must be completed carefully to ensure smooth approval from the Ministry of Corporate Affairs (MCA).

  • Obtain Digital Signature Certificate (DSC) for Directors
  • Apply for Director Identification Number (DIN)
  • Reserve Company Name (RUN Service)
  • Draft MOA & AOA as per Nidhi Rules
  • File SPICe+ Incorporation Form
  • Receive Certificate of Incorporation
  • Apply for PAN & TAN
  • Open Company Bank Account

After incorporation, the company must fulfill post-registration compliance requirements such as achieving the minimum number of members, maintaining Net Owned Funds, and filing statutory forms like NDH-1 and NDH-3 within the prescribed time to operate legally and smoothly.

Post-Incorporation Compliance Process

What We Provide

We deliver powerful solutions to grow your business effectively and stay compliant.

Initial Compliance Requirements

  • Achieve minimum 200 members
  • Maintain required Net Owned Funds
  • Ensure member-to-deposit ratio compliance
  • Issue share certificates to members
  • Maintain statutory registers

Ongoing Compliance Requirements

  • File NDH-1 within prescribed timeline
  • File NDH-3 (Half-Yearly Return)
  • Conduct regular Board Meetings
  • Maintain proper accounting records
  • File Annual ROC Returns

Core Features of Nidhi Company

A Nidhi Company operates as a member-based financial institution focused on promoting savings and providing loans exclusively to its members. It follows a regulated structure under the Companies Act, 2013, ensuring transparency and accountability.

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  • Accepts deposits only from registered members
  • Provides loans exclusively to members
  • Operates under Ministry of Corporate Affairs (MCA)
  • Requires minimum 200 members within prescribed time
  • Maintains Net Owned Fund compliance
  • Promotes savings and financial discipline

Regulatory & Operational Features

Nidhi Companies follow specific operational guidelines and compliance standards to ensure secure and structured financial activities among members.

  • Must be incorporated as Public Limited Company
  • Name must end with “Nidhi Limited”
  • No RBI approval required for registration
  • Cannot deal with non-members
  • Restricted from chit fund, leasing, or insurance business
  • Allowed to open branches as per rules

Role of Directors and Shareholders in a Private Limited Company

Directors and shareholders play a major role in the governance and decision-making processes of a private limited company. The directors are chosen by the shareholders and are responsible for managing day-to-day operations, creating strategic plans, and ensuring legal compliance.

Secure Member-Based Model
  • Accepts deposits only from registered members
  • Provides loans exclusively to members
  • Operates under Ministry of Corporate Affairs (MCA)
  • Requires minimum 200 members within prescribed time
  • Maintains Net Owned Fund compliance
  • Promotes savings and financial discipline
Why Choose Nidhi Company?
  • Simple compliance compared to NBFC
  • Community-based financial growth
  • Lower operational complexity
  • Structured and regulated framework
  • Scalable deposit and lending model

How to Secure Your Company Name?

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  • High Quality Service
  • 24/7 Customer Support
  • Affordable Pricing
  • Expert Team Members
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Types of Nidhi Company

A Nidhi Company is incorporated as a Public Limited Company under the Companies Act, 2013. Based on its operational stage and compliance status, it can be categorized into different types. The table below explains the common classifications.

Service ID Heading Description Table Data
31 Types of Nidhi Company A Nidhi Company is incorporated as a Public Limited Company under the Companies Act, 2013. Based on its operational stage and compliance status, it can be categorized into different types. The table below explains the common classifications.
Type of Nidhi Company Stage / Status Key Requirement
Incorporated Nidhi Company Newly registered company Must complete 200 members and Net Owned Fund compliance within prescribed time
Newly registered company Compliant Nidhi Company Filed NDH-1 & NDH-3 and maintained required member ratio
Branch Nidhi Company Expanded operations through branches Must comply with branch opening rules under Nidhi Regulations

Frequently Asked Questions

A Nidhi Company is a type of public limited company formed under the Companies Act, 2013, with the objective of promoting savings and thrift among its members. It accepts deposits from and lends money only to its members for their mutual benefit.

A Nidhi Company must have a minimum of 3 directors and 7 shareholders at the time of incorporation. It must also comply with minimum capital and Net Owned Fund requirements as prescribed by MCA rules.

A Nidhi Company is generally required to have a minimum paid-up equity share capital of ₹10 lakh. Additionally, it must maintain the required Net Owned Funds as per regulations.

No, a Nidhi Company is not a bank. It can only deal with its registered members and cannot accept deposits or lend money to the general public.

No, prior RBI approval is not required to register a Nidhi Company. It is registered under the Ministry of Corporate Affairs (MCA) and must follow Nidhi Rules, 2014.

After incorporation, a Nidhi Company must file statutory forms such as NDH-1 and NDH-3, maintain member records, comply with deposit rules, and meet the minimum member requirement within the prescribed time.

The registration process typically takes 10–15 working days, subject to document verification and MCA approval.

Yes, a Nidhi Company can open branches, but it must comply with specific rules and conditions prescribed under Nidhi regulations.

Updated testimonials from our customers

Meet our talented team members across different cities. Each brings unique skills and expertise to help our company thrive.

Amit Sharma

Chartered Accountant
Indore

The team handled our Nidhi Company registration very professionally. From documentation to MCA approval, everything was smooth and well-managed. Their compliance knowledge is excellent.

Priya Verma

Financial Consultant
Bhopal

Outstanding service and clear guidance throughout the incorporation process. They explained every compliance requirement in detail and ensured timely approval without complications.

Rahul Gupta

Business Owner
Gwalior

Very responsive and professional team. They managed DIN, DSC, name approval, and incorporation seamlessly. I truly appreciate their structured and transparent approach.

Vikram Jain

Investment Advisor
Raipur

Affordable pricing with complete professionalism. The entire process was smooth, and we received our incorporation certificate on time. Highly recommended.

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